SNAP Financing!

SNAP Finance

Need Financing? We can help!

OC Tool House has partnered with Snap Finance, a lease-to-own provider, that empowers credit-challenged shoppers with the buying power to get what they need now. With amounts up to $5,000 – get what you need TODAY and make payments over time with Snap! 

Snap believes in transparency, so you’ll know up front the cost of your lease. Snap offers a 100-Day option, which offers a considerable reduction in the overall cost of your lease.

Want to Shop In Store?

Easy application process. Know in seconds if you’ve been approved!

Text 83847 to 48078 for an application link good for in-store shopping, or select the link below to apply now!

Once approved, stop by during business hours and shop the store with hundreds of items to choose from.

Need help? Simply stop by during business hours and we will be happy to help!

Want to Shop Online?

Shop online and directly apply for Snap lease-to-own financing. Fill up your shopping cart and select snap! as a payment option when checking out. 

$150 cart minimum to use Snap Finance.

Flexible Payment Options

Split your purchase into easy payments

Affirm
Pay over time with Affirm
Available on orders over $35. Choose monthly payments that fit your budget. Subject to credit check and approval.
Afterpay
4 interest-free payments with Afterpay
Available on orders $1 - $2,000. Pay in 4 installments every 2 weeks. No interest, no fees when you pay on time.

Afterpay and Affirm are independent third-party services not affiliated with OC Tool House. All payment plans are subject to eligibility and approval by the respective provider. Terms, fees, and credit checks may apply.